203K Loan and Home Renovation Services in Twin Cities MN
Partner with an experienced remodeling team that understands the process, paperwork, and precision required for 203K and renovation loan projects.

Financing Your Home’s Transformation with Confidence
Financing a major remodel or fixer-upper doesn’t have to feel overwhelming. At Willet Remodeling & Construction, Inc., we work with the greater Twin Cities of MN metro area, homeowners, and lenders to complete FHA 203K and other renovation loan projects efficiently and transparently. Our team is experienced in meeting all lender requirements, timelines, and documentation standards, ensuring your remodel stays on track from approval to completion. Whether you’re buying a home that needs repairs or upgrading your current space, we bring 30+ years of craftsmanship and a dependable process to every loan-backed renovation across the North Metro—including Blaine, Bloomington, Andover, Ham Lake, Oak Grove, and East Bethel.
Frequently Asked Questions About 203K and Renovation Loans
Curious about how a 203K loan works? Here are answers to some of the most common questions homeowners ask about renovation financing.
- What is a 203K loan?expand_more
- An FHA 203K loan allows homeowners to finance both the purchase (or refinance) of a home and the cost of its renovations into one convenient mortgage.
- Can Willet Remodeling handle 203K loan projects?expand_more
- Yes. We’re an approved contractor for 203K and other renovation loan projects, experienced in coordinating with lenders, inspectors, and homeowners.
- What types of projects qualify under a 203K loan?expand_more
- Eligible projects include kitchen and bathroom remodels, additions, structural repairs, roof replacements, siding, energy upgrades, and more.
- How does the payment process work?expand_more
- Funds are held by the lender and released in stages as milestones are met and verified by a 203K consultant or inspector. We manage communication throughout to keep things on schedule.
- Do you offer help with other renovation loan types?expand_more
- Yes. In addition to FHA 203K, we work with Fannie Mae HomeStyle and other private renovation loan programs to fit a variety of project types and budgets.

Popular Renovation Loan Projects
Here are some of the most common home improvements Twin Cities homeowners complete through 203K or renovation loan financing with Willet Remodeling & Construction, Inc.:
- Kitchen and bathroom remodels
- Room additions or layout reconfigurations
- Roofing, siding, and window replacement
- Foundation and structural repairs
- Basement finishing and waterproofing
- Energy-efficient and accessibility upgrades
Where We Work
Willet Remodeling & Construction, Inc. proudly serves homeowners throughout the Twin Cities, MN, with a focus on the North and Northeast Metro suburbs. Our team has deep roots in this community and decades of experience remodeling homes in neighborhoods known for quality, character, and lasting value.
Whether you’re in a growing suburban area or a quiet lakeside community, we bring craftsmanship and integrity to every project.
Our Service Area
- East Bethel
- Oak Grove
- Linwood
- Ham Lake
- Andover
- Bethel
- St. Francis
- Ramsey
- Coon Rapids
- Spring Lake Park
- Fridley
- Columbia Heights
- Blaine
- Circle Pines
- Centerville
- Columbus
- Coon Lake Beach
- Nowthen
- Stacy
- Wyoming
- Chisago City
Don’t see your city listed? Contact us to see if we can help with your remodeling project in the Twin Cities area.
What Our Twin Cities Clients Are Saying
"Had exterior of house resided and new granite counter tops installed. All sub contractors were very great to work with. The guys who did the siding were very attentive to details and worked long hours. Any issues that did arise, Willet did a great a job handling them. Would definitely recommend Willet Remodeling and Construction."
Dave Linderholm
"I have had a busy couple years with Scott and his team. New deck. New driveway. He just completed two bathroom remodels and I couldn’t be happier.
Scott’s staff is the best and they give a great value for the money!"
Jason Robertson
"We absolutely LOVE our new kitchen. WRC listened to our wants, addressed our needs and worked within our budget. Scott and his team provided top notch service, we will definitely be working with them again in the future. Thank you!!"
Missy Wilson
"Willet installed gutters on my home this spring and we are very pleased with the result! Mike and Scott were approachable, responsive, and offered a very competitive bid."
Katherin Kotula
"Amazing work! We love the remodels they’ve done for us- two bathrooms, built a bedroom, and converted our “dog room” into a bedroom. Great crew, solid construction, they work clean and clean up before leaving. Clear communication through the whole process and great suggestions for design. Couldn’t ask for more!"
Jennifer Robertson
"Willet did a fantastic job on a renovation project for us. Our project manager was knowledgeable and responsive throughout the project, and we're very satisfied with the results. I would definitely recommend!"
Patrick Dooling
"Over the past few years we used Willet Remodeling for a number of projects around our house. I appreciate having a reliable contractor who will get the job done and do it well. Scott and their team were wonderful to work with, and I highly recommend working with Willet. I appreciate everyone who put their time and energy into helping us make our house our home."
Nicole Zwolinski
"Our kitchen remodel turned out fabulous! Scott Willet and his team are fantastic to work with. Very willing to work within the budget to come up with creative ways to make them most of the money and space!"
Ronny Wilson
Start Remodeling with a Trusted Twin Cities Team
Let’s talk about your goals, your home, and how we can bring your vision to life.
Getting started is simple; just share a few details about your project, and our team will reach out to schedule your consultation. We’ll walk you through the process, answer your questions, and help you plan your next steps with confidence.